2001

2000

1999

(in thousands except per share data and performance ratios)

Statement of Condition

Assets

$

13,185,103

10%

$

11,999,621

$

11,097,823

Loans, Net of Unearned Income

10,367,665

8%

9,642,954

8,419,225

Deposits

8,322,979

—

8,355,849

8,172,810

Shareholders’ Equity

864,774

12%

775,100

711,625

Statement of Income

Income from Continuing Operations

125,728

5%

120,185

112,872

Per Share Data

Shareholders’ Equity

$

7.50

8%

$

6.93

$

6.26

Operating Earnings* –

Basic

1.10

5%

1.05

0.98

Diluted

1.09

5%

1.04

0.96

Cash Dividends Declared

0.48

9%

0.44

0.38

Performance Ratios

Return on Average Shareholders’ Equity

15.22%

16.52%

16.39%

Return on Average Total Assets

1.00%

1.04%

1.05%

*Operating earnings excludes discontinued operations, merger related expenses and certain nonrecurring items.