Letter to Shareholders
Financial Highlights
Officers & Directors Shareholder Information
Florida Nevada Texas Georgia Alabama



Financial Highlights

For complete financial information, please see our 2002 Annual Report and Form 10-K in PDF format.
(Requires Acrobat Reader, available free from Adobe.)

Income from Continuing Operations
In millions of dollars

Assets
In millions of dollars

Dividends
In dollars



In thousands except per share data
   and performance ratios


2002

%
 Change 


2001


2000

Statement of Condition

Assets

$

15,822,355

20% $ 13,185,103 $ 11,999,621

Loans, Net of Unearned Income

11,692,430

13% 10,367,665 9,642,954
Deposits 9,319,735 12%

8,322,979

8,355,849
Shareholders’ Equity 1,071,436 24% 864,774 775,100
Statement of Income
Income from Continuing Operations 140,871 15% 122,716 120,185
Per Share Data
Shareholders’ Equity $ 8.66 15% $ 7.50 $ 6.93
Income from Continuing Operations — Basic 1.18 10% 1.07 1.05
Diluted 1.17 10% 1.06 1.04
Cash Dividends Declared 0.52 8% 0.48 0.44
Performance Ratios
Return on Average Shareholders’ Equity 14.48% 14.86% 16.52%
Return on Average Total Assets 1.02% 0.97% 1.04%

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©2003 Colonial BancGroup