Letter to Shareholders
Financial Highlights
Officers & Directors Shareholder Information
Florida Nevada Texas Georgia Alabama



Principal Officers

Robert E. Lowder
Chairman of the Board, Chief Executive Officer and President,
The Colonial BancGroup, Inc.; Chairman of the Board, Chief
Executive Officer and President, Colonial Bank

Harold D. King
Vice Chairman of the Board, The Colonial BancGroup, Inc.;
Director, Colonial Bank;
Director, Colonial Bank Birmingham;
Director, Colonial Bank East Central

W. Flake Oakley
Executive Vice President, Chief Financial Officer, Secretary

Sarah H. Moore
Executive Vice President, Chief Operations Officer

Caryn D. Cope
Executive Vice President, Chief Credit Officer

Young J. Boozer, III
Executive Vice President, Risk Management; General Auditor

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©2003 Colonial BancGroup