Principal Officers
Robert E. Lowder
Chairman of the Board, Chief Executive Officer and President,
The Colonial BancGroup, Inc.; Chairman of the Board,
Chief Executive Officer and President, Colonial Bank
Sarah H. Moore
Senior Executive Vice President, Chief Financial Officer
Patti G. Hill
Senior Executive Vice President, Chief Operating Officer
Caryn D. Cope
Senior Executive Vice President, Chief Credit Officer
David B. Byrne
Executive Vice President, Secretary and General Counsel
Colonial BancGroup Board of Directors
Robert E. Lowder
Chairman of the Board, Chief Executive Officer and President,
The Colonial BancGroup, Inc.
Montgomery, Alabama
Lewis E. Beville
Vice President, Thames Batre Mattei Beville & Ison
Vice Chairman of the Board, Colonial Bank Gulf Coast Area
Mobile, Alabama
Augustus K. Clements, III
Managing Partner, Clements Financial Group; Director, Colonial Bank
Director, Colonial Bank Montgomery Area
Montgomery, Alabama
Robert S. Craft
President, Craft Farms; Chairman of the Board, Colonial Bank Gulf Coast Area
Gulf Shores, Alabama
Patrick F. Dye
Former Athletic Director and Head Football Coach, Auburn University
Auburn, Alabama
Hubert L. Harris, Jr.
Retired Chief Executive Officer, INVESCO North America;
Director, Colonial Bank Georgia
Atlanta, Georgia
Clinton O. Holdbrooks
Investor; Retired Former Chairman of the Board,
Colonial Bank East Central Area
Sarasota, Florida
Deborah L. Linden
Chairman of the Board and Chief Executive Officer, Island One, Inc.;
Director, Colonial Bank Central Florida
Orlando, Florida
John Ed Mathison, D.M.
Senior Minister, Frazer Memorial United Methodist Church;
Director, Colonial Bank Montgomery Area
Montgomery, Alabama
Milton E. McGregor
President and Chief Executive Officer, Macon County Greyhound Park, Inc.
President and Chief Executive Officer, Jefferson County Racing Association, Inc.
Montgomery, Alabama
John C.H. Miller, Jr.
Attorney, Partner, Miller, Hamilton, Snider & Odom, LLC
Director, Colonial Bank Gulf Coast Area; Director, Colonial Bank South Florida
Mobile, Alabama
Joe D. Mussafer
President, Montgomery Beverage Company
Director, Colonial Bank Montgomery Area
Montgomery, Alabama
William E. Powell, III, Ph.D.
Executive Vice President, Alabama Cattlemen’s Association
Director, Colonial Bank
Director, Colonial Bank Montgomery Area
Montgomery, Alabama
James W. Rane
President and Chief Executive Officer, Great Southern Wood Preserving
Abbeville, Alabama
Simuel Sippial, Jr.
President, Sippial Enterprises; Director, Colonial Bank
Chairman of the Board, Colonial Bank Montgomery Area
Montgomery, Alabama
Edward V. Welch
Chairman of the Board, Welch, Hornsby & Welch, Inc.
Director, Colonial Bank Montgomery Area
Montgomery, Alabama
Colonial BancGroup Board Committees
Executive Committee
Robert E. Lowder, Chairman
Augustus K. Clements, III
Robert S. Craft
John C.H. Miller, Jr.
Simuel Sippial, Jr.
Compensation Committee
Simuel Sippial, Jr., Chairman
Deborah L. Linden
Milton E. McGregor
Joe D. Mussafer
Asset-Liability Committee
Clinton O. Holdbrooks, Chairman
Patrick F. Dye
Hubert L. Harris, Jr.
Joe D. Mussafer
James W. Rane
Edward V. Welch
Nominating and Corporate Governance Committee
Robert S. Craft, Chairman
Lewis E. Beville
William E. Powell, III
Simuel Sippial, Jr.
Audit Committee
Lewis E. Beville, Chairman
Hubert L. Harris, Jr.
William E. Powell, III
Simuel Sippial, Jr.
Colonial Bank Board of Directors
Robert E. Lowder
Chairman of the Board, Chief Executive Officer and President, Colonial Bank
Montgomery, Alabama
Augustus K. Clements, III
Managing Partner, Clements Financial Group;
Director, The Colonial BancGroup, Inc.
Director, Colonial Bank Montgomery Area
Montgomery, Alabama
Thomas F. Dyas, Jr.
Partner, Dyas Leaseholds; Director, Colonial Bank Montgomery Area
Auburn, Alabama
Howell Henderson
Owner, R.P. Henderson & Sons
Director, Colonial Bank East Central Area
Pell City, Alabama
William E. Powell, III, Ph.D.
Executive Vice President, Alabama Cattlemen’s Association
Director, The Colonial BancGroup, Inc.; Director, Colonial Bank Montgomery Area
Montgomery, Alabama
Simuel Sippial, Jr.
President, Sippial Enterprises; Director, The Colonial BancGroup, Inc.
Chairman of the Board,
Colonial Bank Montgomery Area
Montgomery, Alabama
Paul J. Spina, Jr.
President, Spina Enterprises, Inc.; Chairman of the Board, Colonial Bank Birmingham Area
Pelham, Alabama
Regional Bank Management and Boards of Directors
Robert E. Lowder
Chairman of the Board,
Chief Executive Officer and President,
Colonial Bank; Director,
All Regional Bank Boards
Montgomery, Alabama
Alabama
Assets: $4.4 Billion
94 Offices
John E. Hamilton, III
Chief Executive Officer and President, Corporate Lending, Colonial Bank Alabama/Georgia;
Director, All Alabama and Georgia Regional Boards
Montgomery, Alabama
Leah B. Junkins
Chief Executive Officer and President, Retail Banking, Colonial Bank Alabama/Georgia
Director, All Alabama and Georgia Regional Boards
Foley, Alabama
Birmingham Area Board of Directors
Paul J. Spina, Jr.
President, Spina Enterprises, Inc., Chairman of the Board, Colonial Bank Birmingham Area; Director, Colonial Bank
Pelham, Alabama
Edward M. Friend, III
Attorney, Shareholder, Sirote & Permutt, P.C.;
Vice Chairman of the Board, Colonial Bank Birmingham Area
Birmingham, Alabama
H. Albert Awtrey
President, Awtrey Companies
Birmingham, Alabama
Kirkwood R. Balton
Former Chairman, Booker T. Washington Insurance Co.
Chairman and President, J&B Medical Supply Company
Birmingham, Alabama
Joe Dean, Jr.
Athletic Director, Birmingham Southern College
Birmingham, Alabama
Louis C. Henderson, Jr.
Principal, Henderson and Associates, LLC
Birmingham, Alabama
John C. Miller
Executive Vice President, Land Title Company of Alabama
Birmingham, Alabama
Ruel Russell
Retired
Birmingham, Alabama
Jane Turman
Retired Banker, Colonial Bank; Senior Vice President, Retail Administration
Birmingham, Alabama
East Central Area Board of Directors
John T. McCartney
Vice President, McCartney Construction Co., Inc.
Chairman of the Board, Colonial Bank East Central Area
Gadsden, Alabama
Patrick Cushman
Vice President, McWhorter Properties
Anniston, Alabama
Jason A. Goodgame
Project Manager, Goodgame Company, Inc.
Pell City, Alabama
Sherman Guyton
Mayor
Gadsden, Alabama
Howell Henderson
Owner, R.P. Henderson and Sons; Director, Colonial Bank
Pell City, Alabama
Everett King
President, ERA King Real Estate Company, Inc.
Anniston, Alabama
Lyman Lovejoy
Owner, Lovejoy Realty
Odenville, Alabama
John W. Morris
President and Chief Executive Officer,
Morris Building Constructors, Inc. and Morris Properties, LLC
Anniston, Alabama
W. Max Payne
Retired Banker
Heflin, Alabama
Julia Segars
Vice President, Alabama Power
Eastern Division
Anniston, Alabama
Gulf Coast Area Board of Directors
Robert S. Craft
President, Craft Farms;
Chairman of the Board, Colonial Bank Gulf Coast Area
Director, The Colonial BancGroup, Inc.
Gulf Shores, Alabama
Lewis E. Beville
Vice President, Thames Batre Mattei Beville & Ison
Vice Chairman of the Board, Colonial Bank Gulf Coast Area
Director, The Colonial BancGroup, Inc.
Mobile, Alabama
Aubury L. Fuller
President, Dixie Road Garage
Summerdale, Alabama
Sheila S. Hodges
President, Meyer Real Estate
Gulf Shores, Alabama
Arthur A. Holk
Chairman of the Board, Baldwin Mutual Insurance Agency
Foley, Alabama
Pfilip G. Hunt, Jr.
President, Gardnyr Michael Capital, Inc.
Mobile, Alabama
J. Earl McMurphy, III
Mobile, Alabama
John C. H. Miller, Jr.
Attorney, Partner, Miller, Hamilton, Snider & Odom, LLC;
Director, The Colonial BancGroup, Inc.;
Director, Colonial Bank South Florida
Mobile, Alabama
John R. Nelson
President, Bon Secour Fisheries, Inc.
Bon Secour, Alabama
James P. Nix
President, Jim Nix & Associates
Fairhope, Alabama
Rance Reehl
Owner/Broker, Coldwell Banker Reehl Properties
Fairhope, Alabama
John A. Roberts, Jr.
President, Roberts Brothers, Inc.
Mobile, Alabama
Ralph Timothy Russell
President, Baldwin Mutual Insurance
Company; Gulf Coast Title Insurance Company; Former Mayor of Foley
Foley, Alabama
John B. Saint
President, The Mitchell Company
Mobile, Alabama
Huntsville Area Board of Directors
Jerry J. Chesser
President, Shelby Contracting Co., Inc.
Chairman of the Board, Colonial Bank Huntsville Area
Huntsville, Alabama
Jerry L. Batts
District Judge
39th Judicial Circuit
Athens, Alabama
Dr. Marc Bendickson
Chief Executive Officer, Dynetics, Inc.
Huntsville, Alabama
Ronald W. Boles
Owner, General and Automotive Machine Shop
Huntsville, Alabama
Russell G. Brown
President, DP Associates
Huntsville, Alabama
Hinton Mitchem
State Senator
Union Grove, Alabama
Edward R. Ragland
Chairman of the Board, Ragland Bros. Retail Cos., Inc.
Huntsville, Alabama
Frances E. Roper
Owner, Roper’s Flowers
Huntsville, Alabama
Wade M. Russell
Owner, Five Points Properties, LLC
Huntsville, Alabama
Paula D. Steigerwald
Chief Executive Officer and President, Huntsville Botanical Garden
Huntsville, Alabama
Montgomery Area Board of Directors
Simuel Sippial, Jr.
President, Sippial Enterprises
Chairman of the Board, Colonial Bank Montgomery Area
Director, The Colonial BancGroup, Inc.; Director, Colonial Bank
Montgomery, Alabama
Phillip E. Adams, Jr.
Attorney, Adams, Umbach, Davidson & White
Opelika, Alabama
Richard E. Babington – Emeritus
Retired
Montgomery, Alabama
A. Bowen Ballard – Emeritus
Chief Executive Officer, Ballard Realty Company
Montgomery, Alabama
Patricia W. Barnes – Emerita
Vice President and Founder, Sister Schubert’s Homemade Rolls
Luverne, Alabama
H.E. Cauthen, Jr.
President and Chief Executive Officer, The Cauthen Companies
Montgomery, Alabama
Boyd E. Christenberry
Retired Executive Vice President, Marketing, ALFA Insurance Corporation
Montgomery, Alabama
George H. Clay – Emeritus
President, Clay & Associates, Inc.
Tuskegee, Alabama
Augustus K. Clements, III
Managing Partner, Clements Financial Group
Director, The Colonial BancGroup, Inc.
Director, Colonial Bank
Montgomery, Alabama
Thomas F. Dyas, Jr.
Partner, Dyas Leaseholds; Director, Colonial Bank
Auburn, Alabama
Edwin L. Lewis
President, E.L. Lewis & Co.
Auburn, Alabama
Gordon G. Martin
Vice President Southern Division, Alabama Power Company
Montgomery, Alabama
John Ed Mathison, D.M.
Senior Minister, Frazer Memorial United Methodist Church
Director, The Colonial BancGroup, Inc.
Montgomery, Alabama
Joe D. Mussafer – Emeritus
President, Montgomery Beverage Company
Director, The Colonial BancGroup, Inc.
Montgomery, Alabama
William E. Powell, III, Ph.D.
Executive Vice President, Alabama Cattlemen’s Association
Director, The Colonial BancGroup, Inc.; Director, Colonial Bank
Montgomery, Alabama
Jack F. Rainer
Owner, Career Personnel
Montgomery, Alabama
Edward V. Welch – Emeritus
Chairman of the Board, Welch, Hornsby & Welch, Inc.
Director, The Colonial BancGroup, Inc.
Montgomery, Alabama
Ronnie J. Wynn – Emeritus
Managing Member, RJW Consulting, LLC
Montgomery, Alabama
Florida
Assets: $12.4 Billion
Central Florida
Assets: $3.4 Billion
60 Offices
Stephen T. Kurtz
Chief Executive Officer and President, Retail Banking
Director, Central Florida
Leesburg, Florida
Michael L. Sleaford
Chief Executive Officer and President, Corporate Lending; Director, Central Florida
Orlando, Florida
Central Florida Board of Directors
Donald T. Senterfitt
Chairman of the Board, Colonial Bank Central Florida
Orlando, Florida
Wayne L. Carse
President, Carse Oil Company
Orlando, Florida
H.E. Davis
Vice Chairman, Colonial Bank Central Florida
Orlando, Florida
C.A. Johnson, II
President and Owner, C.A. Johnson Properties
Winter Park, Florida
Deborah L. Linden
Chairman of the Board and Chief Executive Officer, Island One, Inc.
Director, The Colonial BancGroup, Inc.
Orlando, Florida
James P. Logan
President, Logan Sitework Contractors, Inc.
Fruitland Park, Florida
Douglas F. Long
President, Pinnacle Financial Corp.
Orlando, Florida
Ted R. Ostrander, Jr.
President, Lassiter-Ware, Inc.
Leesburg, Florida
Gregory P. Padgett
Partner, Brooks Wiley Young Padgett & Kleiser, P.A.
Leesburg, Florida
James Pelloni
President, Pelloni Development Group
Lake Mary, Florida
A. Wayne Rich
President, Victoria Equities, Inc.; Of Counsel, Broad and Cassel
Orlando, Florida
H.D. Robuck, Jr.
President and Chief Executive Officer, Romac Lumber & Supply, Inc.
Leesburg, Florida
Dimitri N. Toumazos
Chief Financial Officer, Xentury City Development Co.
Orlando, Florida
Florida West Coast
Assets: $3.1 Billion
56 Offices
Joseph V. Chillura
Chief Executive Officer and President, Corporate Lending;
Director, Florida West Coast North and South
Tampa, Florida
Harlan C. Parrish
Chief Executive Officer and President, Retail Banking;
Director, Florida West Coast North and South
Bonita Springs, Florida
Florida West Coast North
Board of Directors
M.G. “Manny” Alvarez, Jr.
Chairman of the Board and Director of Community Affairs,
Colonial Bank Florida West Coast North
Tampa, Florida
E. Ralph Crawford
Retired Banker
Treasure Island, Florida
Riley L. Hogan, Jr.
Retired
Brandon, Florida
Hamilton E. Hunt, Jr.
President, Hunt Douglas
Tampa, Florida
Thomas E. Johnson
President, TEJ Properties
Tampa, Florida
Velma-Jean Kato
Customer Sales Officer, Colonial Bank Florida West Coast North
Tampa, Florida
Alfred T. Rogers
President and Senior Lender, Colonial Bank Florida West Coast North
Tampa, Florida
Florida West Coast South
Board of Directors
Robert M. Taylor
Chairman, The Mariner Group, Robb & Stucky
Chairman of the Board, Colonial Bank Florida West Coast South
Ft. Myers, Florida
Frank D’Alessandro
Partner, Gates, D’Alessandro & Woodyard Commercial Team
Ft. Myers, Florida
Kim Anderson
Vice President, Oswald, Trippe & Co.
Naples, Florida
Vin De Pasquale
President, Dock 5, Inc.
Naples, Florida
Steven H. Pontius
Executive Vice President, Waterman Broadcasting
Ft. Myers, Florida
Steven C. Shimp
President, Owen-Ames-Kimball Co.
Ft. Myers, Florida
Thomas Taylor
Chief Executive Officer and President, Hole Montes, Inc.
Naples, Florida
Gary Wolter
President, The Wolter Group
Ft. Myers, Florida
South Florida
Assets: $3.4 Billion
48 Offices
Eris H. Sandler
Chief Executive Officer and President, Retail Banking; Director, South Florida
Sunrise, Florida
Michael L. Sleaford
Chief Executive Officer and President, Corporate Lending
Palm Beach and Treasure Coast
Orlando, Florida
Raul Valdes-Fauli
Chief Executive Officer and President, Corporate Lending, Miami-Dade;
Director, South Florida
Miami, Florida
South Florida Board of Directors
Barton S. Goldberg
Chairman of the Board, Colonial Bank South Florida
Miami Beach, Florida
Willy A. Bermello
President, Bermello, Ajamil & Partners, Inc.
Miami, Florida
Casey Cummings
President, RAM Development Co.
Palm Beach Gardens, Florida
Reginald M. Hayden, Jr.
Attorney, Hayden & Milliken, P.A.
Miami, Florida
Robert L. Jamerson, Jr.
Attorney, Jamerson, Sutton and Surlas, LLP
Coral Gables, Florida
Philip Levine
President, Baron Corp.
Miami Beach, Florida
Alfred N. Marulli
President, David Associates Real Estate Developers
West Palm Beach, Florida
Hillel Meyers
Chairman of the Board, Star Island Development Corporation
Kissimmee, Florida
John C.H. Miller, Jr.
Attorney, Partner, Miller, Hamilton, Snider & Odom, LLC
Director, The Colonial BancGroup, Inc.; Director, Colonial Bank Gulf Coast Area
Mobile, Alabama
Alan Ojeda
President, Rilea Group, Inc.
Miami, Florida
Craig Robins
President, Dacra Development Corporation
Miami Beach, Florida
Edward Rodgers
Retired Judge
Riviera Beach, Florida
Steven J. Saiontz
Chairman of the Board, The Crimson Ibis Companies
Miami Beach, Florida
Georgia
Assets: $1.3 Billion
18 Offices
John E. Hamilton, III
Chief Executive Officer and President, Corporate Lending,
Colonial Bank Alabama/Georgia
Director, All Alabama and Georgia Regional Boards
Montgomery, Alabama
Leah B. Junkins
Chief Executive Officer and President, Retail Banking, Colonial Bank Alabama/Georgia
Director, All Alabama and Georgia Regional Boards
Foley, Alabama
Georgia Board of Directors
John C. Gray
President, Gray & Garrett, P.C.; Chairman of the Board, Colonial Bank Georgia;
Atlanta, Georgia
T. Richard Bryant, Jr.
President, Bryant Commercial Real Estate Partners
Atlanta, Georgia
Samuel N. Frankel
Retired
Atlanta, Georgia
Gilman Hackel
Owner, Hackel Realty & Investments
Columbus, Georgia
Hubert L. Harris, Jr.
Retired Chief Executive Officer, INVESCO North America
Director, The Colonial BancGroup, Inc.
Atlanta, Georgia
Carole E. Kendall
President, Kendall Supply
Lawrenceville, Georgia
William W. Schultz
President, Billy Schultz, Inc.
Atlanta, Georgia
Barney A. Smith, Jr.
Chairman, BASCO Enterprises, Inc.
Macon, Georgia
Jerry L. Stephens
President, Fall Line Equipment Co.
Macon, Georgia
Andrew Taylor
President, Taylor & Mathis
Atlanta, Georgia
Nevada
Assets: $926 Million
15 Offices
Mark S. Daigle
Chief Executive Officer and President; Director, Nevada Region
Las Vegas, Nevada
Nevada Board of Directors
Richard L. Martucci, Sr.
Chairman of the Board, Colonial Bank Nevada
Reno, Nevada
R. C. Bostdorff
Retired, Nevada Bell
Reno, Nevada
Russell V. Bowring
Retired Banker/Business Owner
Reno, Nevada
Richard Collings
Retired, Financial Consultant
Reno, Nevada
Robert L. Forbuss
President and Chief Executive Officer, Strategic Alliances
Las Vegas, Nevada
George Ghiglia
Owner, Ghiglia Development
Fallon, Nevada
Leonard E. Goodall, Ph.D.
Professor Emeritus of Management & Public Administration
Department of Public Administration, University of Nevada at Las Vegas
Las Vegas, Nevada
Soozi Jones Walker
Corporate Broker, Commercial Executives
Las Vegas, Nevada
Suzanne Lowden
Archon Corporation
Las Vegas, Nevada
Glenn Raynes, CPA
Retired
Las Vegas, Nevada
William K. Stephan, M.D.
Retired Physician
Las Vegas, Nevada
Richard H. Taggart
Managing Partner, Taggart Limited Partnership
Las Vegas, Nevada
Melvin B. Wolzinger
President and Chief Executive Officer, Alstate Enterprises, Inc.
Las Vegas, Nevada
James E. Zurbriggen
Owner, American Commonwealth Mortgage
Las Vegas, Nevada
Texas
Assets: $1.3 Billion
14 Offices
C. Malcolm Holland, III
Chief Executive Officer and President; Director, Texas Region
Dallas, Texas
Texas Board of Directors
Robert Baldwin, III
President, Baldwin Interests, Inc.
Austin, Texas
Rhett D. Bentley
President, Landmar Resources, Inc.
Dallas, Texas
Laura Beuerlein
Executive Vice President of Marketing, Heritage Title Co. of Austin, Inc.
Austin, Texas
Patrick Q. Crow
Attorney, Clay & Crow, LLP
Dallas, Texas
Maurice Crowe
President, R.M. Crowe Company
Dallas, Texas
Mark Eshelman
Director of Sales Development, Vincera, Inc.
Austin, Texas
Connie Niemann Heyer
Partner, Niemann and Niemann
Austin, Texas
H. Craig Kinney
President, Kinney Properties
Dallas, Texas
D. Kent Lance, Jr.
Partner, Hill Partners
Austin, Texas
Kelly Rodgers
Attorney – Independent Practice
Austin, Texas
John Sughrue
President and Chief Executive Officer, Brook Partners, Inc.
Dallas, Texas
Ray Washburne
President and Chief Executive Officer, Charter Holdings
Dallas, Texas
William Wells
President, Beer Wells Real Estate
Dallas, Texas

