REGIONAL DIRECTORS


Bay Area

M.G. “Manny” Alvarez, Jr.
Chairman of the Board and Director of Communitiy Affairs, Colonial Bank Bay Area
Tampa, Florida

Joseph V. Chillura
Chief Executive Officer, Colonial Bank Bay Area
Tampa, Florida

E. Ralph Crawford
Retired Banker
Treasure Island, Florida

Riley L. Hogan, Jr.
Retired
Brandon, Florida

Hamilton E. Hunt, Jr.
President, Hunt Douglas
Tampa, Florida

Thomas E. Johnson
Director, L.J. Melody & Co.
Tampa, Florida

Velma-Jean Kato
Customer Sales Officer, Colonial Bank Bay Area
Tampa, Florida

Robert E. Lowder
Chairman of the Board, Chief Executive Officer, The Colonial BancGroup, Inc.;
Chairman of the Board, Chief Executive Officer, Colonial Bank
Montgomery, Alabama

Alfred T. Rogers
President, Colonial Bank Bay Area
Tampa, Florida

Central Florida

Donald T. Senterfitt
Chairman of the Board, Colonial Bank Central Florida
Orlando, Florida

Wayne L. Carse
President, Carse Oil Company
Orlando, Florida

H. E. Davis
Vice Chairman, Colonial Bank Central Florida
Orlando, Florida

C. A. Johnson, II
President and Owner, C.A. Johnson Properties
Winter Park, Florida

Deborah L. Linden
Chairman of the Board and Chief Executive Officer, Island One, Inc.
Orlando, Florida

Douglas F. Long
President, Pinnacle Financial Corp.
Orlando, Florida

Robert E. Lowder
Chairman of the Board, Chief Executive Officer, The Colonial BancGroup, Inc.;
Chairman of the Board, Chief Executive Officer, Colonial Bank
Montgomery, Alabama

A. Wayne Rich
President, Victoria Equities, Inc.,
City Attorney and Chief of Staff, City of Orlando
Orlando, Florida

Steven M. Roy
Attorney and Partner, McLin & Burnsed, P.A.
The Villages, Florida

Michael L. Sleaford
Chief Executive Officer and President, Colonial Bank Central Florida
Orlando, Florida

Dimitri N. Toumazos
Chief Financial Officer, Xentury City Development Co.
Orlando, Florida

Georgia

T. Richard Bryant, Jr.
Managing Director, Advantis
Atlanta, Georgia

Samuel N. Frankel
Retired
Atlanta, Georgia

John C. Gray
President, Gray & Gilliland, P.C.
Atlanta, Georgia

Gilman Hackel
Owner, Hackel Realty & Investments
Columbus, Georgia

Hubert L. Harris, Jr.
Chief Executive Officer, INVESCO Retirement Benefits Services
Atlanta, Georgia

Joseph S. Horsley
Retired
Atlanta, Georgia

Carole E. Kendall
President, Kendall Supply
Lawrenceville, Georgia

Robert E. Lowder
Chairman of the Board, Chief Executive Officer, The Colonial BancGroup, Inc.;
Chairman of the Board, Chief Executive Officer, Colonial Bank
Montgomery, Alabama

Walter A. Parrent
Chief Executive Officer and President, Colonial Bank Georgia
Atlanta, Georgia

William W. Schultz
President, Billy Schultz, Inc.
Atlanta, Georgia

Barney A. Smith, Jr.
President, Barney A. Smith Lincoln-Mercury, Inc.
Macon, Georgia

Jerry L. Stephens
President, Fall Line Equipment Co.
Macon, Georgia

Nevada

Richard L. Martucci, Sr.
Chairman of the Board, Colonial Bank Nevada
Reno, Nevada

R. C. Bostdorff
Retired, Nevada Bell
Reno, Nevada

Russell V. Bowring
Retired Banker/Business Owner
Reno, Nevada

Richard Collings
Chief Operating Officer, Pharmacy International
Reno, Nevada

Mark S. Daigle
Chief Executive Officer and President, Colonial Bank Nevada
Las Vegas, Nevada

Robert L. Forbuss
President and Chief Executive Officer, Strategic Alliances
Las Vegas, Nevada

George Ghiglia
Owner, Ghiglia Development
Fallon, Nevada

Leonard E. Goodall, Ph.D.
Professor Emeritus of Management & Public Administration, Department of Public Administration, University of Nevada at Las Vegas
Las Vegas, Nevada

Susan Marguerite Jones-Walker
Broker, Salesman, Realty Executives
Las Vegas, Nevada

Suzanne Lowden
Archon Corporation
Las Vegas, Nevada

Robert E. Lowder
Chairman of the Board, Chief Executive Officer, The Colonial BancGroup, Inc.;
Chairman of the Board, Chief Executive Officer, Colonial Bank
Montgomery, Alabama

Glenn Raynes, CPA
Retired
Las Vegas, Nevada

William K. Stephan, M.D.
Retired Physician
Las Vegas, Nevada

Richard H. Taggart
Managing Partner, Taggart Limited Partnership
Las Vegas, Nevada

Randolph J. Townsend
President, Northstar Investors,
State Senator
Reno, Nevada

Melvin B. Wolzinger
President and Chief Executive Officer, Alstate Enterprises, Inc.
Las Vegas, Nevada

James E. Zurbriggen
Owner, American Commonwealth Mortgage
Las Vegas, Nevada

North Alabama

Birmingham Area

Paul J. Spina, Jr.
President, Spina Enterprises, Inc.
Chairman of the Board, Colonial Bank Birmingham Area
Pelham, Alabama

Edward M. Friend, III
Attorney, Shareholder, Sirote & Permutt, P.C.;
Vice Chairman of the Board, Colonial Bank Birmingham Area
Birmingham, Alabama

H. Albert Awtrey
President, Awtrey Companies
Birmingham, Alabama

Kirkwood R. Balton
Former Chairman, Booker T. Washington Insurance Co.;
Vice President and Treasurer, L&K Electric Supply Company
Birmingham, Alabama

Joe Dean, Jr.
Athletic Director, Birmingham Southern College
Birmingham, Alabama

Edah Brittain Grover
Founder and Chairman, Grover & Harrison P.C.;
Director, Colonial Bank
Birmingham, Alabama

Louis C. Henderson, Jr.
Principal, Henderson and Associates, LLC
Birmingham, Alabama

Harold D. King
Vice Chairman of the Board, The Colonial BancGroup,Inc.;
Director, Colonial Bank;
Director, Colonial Bank East Central Area
Pell City, Alabama

Robert E. Lowder
Chairman of the Board, Chief Executive Officer, The Colonial BancGroup, Inc.;
Chairman of the Board, Chief Executive Officer, Colonial Bank
Montgomery, Alabama

John C. Miller
Executive Vice President, Land Title Company of Alabama
Birmingham, Alabama

Dan Moultrie
President, Moultrie Feeders
Alabaster, Alabama

Ruel Russell
Retired
Birmingham, Alabama

East Central Area

Clinton O. Holdbrooks
Investor,
Chairman of the Board,
Colonial Bank East Central Area;
Director, The Colonial BancGroup, Inc.
Vestavia Hills, Alabama

Patrick Cushman
Vice President, McWhorter Properties
Anniston, Alabama

John E. Hamilton, III
Chief Executive Officer and President, Corporate Lending for Alabama
Montgomery, Alabama

Howell Henderson
Owner, R.P. Henderson and Sons
Pell City, Alabama

Everett King
President, ERA King Real Estate Company, Inc.
Anniston, Alabama

Harold D. King
Vice Chairman of the Board, The Colonial BancGroup, Inc.;
Director, Colonial Bank,
Director,
Colonial Bank Birmingham Area
Pell City, Alabama

Lyman Lovejoy
Owner, Lovejoy Realty
Odenville, Alabama

A. C. Marsh
State Senator,
Owner,
Industrial Plating
Anniston, Alabama

John T. McCartney
Vice President, McCartney Construction Co., Inc.
Gadsden, Alabama

W. Max Payne
Director, Colonial Bank East Central Area
Heflin, Alabama

Jay Pumroy
Attorney, Wilson, Dillon, Pumroy & James, LLC
Anniston, Alabama

Huntsville/Florence Area

Jerry J. Chesser
President, Shelby Contracting Co., Inc.;
Chairman of the Board, Colonial Bank Huntsville/Florence Area;
Director, The Colonial BancGroup, Inc.
Huntsville, Alabama

Delbert Baker, Ph.D.
President, Oakwood College
Huntsville, Alabama

Jerry L. Batts
Partner, Sherrill, Batts & Shipman
Athens, Alabama

Roger H. Bedford, Jr.
State Senator,
Attorney,
Bedford, Rogers & Bowling, P.C.
Russellville, Alabama

Dr. Marc Bendickson
President, Dynetics, Inc.
Huntsville, Alabama

Ronald W. Boles
Owner, General and Automotive Machine Shop
Huntsville, Alabama

William Britton
Chairman of the Board, Muscle Shoals Center;
Director, The Colonial BancGroup, Inc.
Tuscumbia, Alabama

Russell G. Brown
President, DP Associates
Huntsville, Alabama

L. P. Chesser
Chairman of the Board, Shelby Contracting Co., Inc.;
Director Emeritus, Colonial Bank Huntsville/Florence Area
Huntsville, Alabama

Charles E. Clark, Jr.
Owner, Multiple Franchises, Kentucky Fried Chicken
Muscle Shoals, Alabama

Linda L. Green
Chief Executive Officer and President, Colonial Bank North Alabama
Huntsville, Alabama

Robert E. Lowder
Chairman of the Board, Chief Executive Officer, The Colonial BancGroup, Inc.;
Chairman of the Board, Chief Executive Officer, Colonial Bank
Montgomery, Alabama

William T. G. Lucas
Area President, Colonial Bank North Alabama
Florence, Alabama

Billy C. Mitchell
President and Owner, Billy C. Mitchell Jewelry
Moulton, Alabama

Carl A. Morring, Jr.
Retired Attorney;
Director Emeritus,
Colonial Bank North Alabama
Huntsville, Alabama

J. M. Page
President, Page Chevrolet
Red Bay, Alabama

Harry L. Pennington
President, Pennington Properties, Inc.;
Director Emeritus, Colonial Bank North Alabama
Huntsville, Alabama

Edward R. Ragland
Owner and Chairman of the Board, Ragland Bros. Retail Cos., Inc.
Huntsville, Alabama

Frances E. Roper
Owner, Roper’s Flowers;
Director, The Colonial BancGroup, Inc.
Huntsville, Alabama

Wade M. Russell
Partner, Star Supermarket, Inc. & Real Estate Investments
Huntsville, Alabama

Paula D. Steigerwald
Chief Executive Officer and President, Huntsville Botanical Gardens
Huntsville, Alabama

James Edward Tease
United States Administrative Law Judge;
Retired Circuit Judge,
State of Alabama
Florence, Alabama

South Alabama

Gulf Coast Area

Robert S. Craft
President, Craft Farms;
Chairman of the Board, Colonial Bank Gulf Coast;
Director, The Colonial BancGroup, Inc.
Gulf Shores, Alabama

Lewis E. Beville
Vice President, Thames Batre Mattei Beville & Ison;
Vice Chairman of the Board, Colonial Bank Gulf Coast;
Director, The Colonial BancGroup, Inc.
Mobile, Alabama

Aubury L. Fuller
President, Dixie Road Garage
Summerdale, Alabama

Patti G. Hill
Chief Executive Officer and President, Colonial Bank South Alabama
Foley, Alabama

Sheila S. Hodges
President, Meyer Real Estate
Gulf Shores, Alabama

Arthur A. Holk
Chairman of the Board, Baldwin Mutual Insurance Agency
Foley, Alabama

Robert E. Lowder
Chairman of the Board, Chief Executive Officer, The Colonial BancGroup, Inc.;
Chairman of the Board, Chief Executive Officer, Colonial Bank
Montgomery, Alabama

J. Earl McMurphy, III
Mobile, Alabama

John C. H. Miller, Jr.
Attorney, Partner, Miller, Hamilton, Snider & Odom, LLC;
Director, The Colonial BancGroup, Inc.
Mobile, Alabama

John R. Nelson
President, Bon Secour Fisheries, Inc.
Bon Secour, Alabama

James P. Nix
President, Bayview Services, Inc.
Fairhope, Alabama

John A. Roberts, Jr.
Partner, Roberts Brothers, Inc.
Mobile, Alabama

Ralph Timothy Russell
President, Baldwin Mutual InsuranceCompany; Gulf Coast Title Insurance Company;
Mayor of Foley
Foley, Alabama

John B. Saint
President, The Mitchell Company
Mobile, Alabama

Montgomery Area

Simuel Sippial, Jr.
Chairman of the Board, Colonial Bank Montgomery Area;
President, Sippial Enterprises;
Director, The Colonial BancGroup, Inc.;
Director, Colonial Bank
Montgomery, Alabama

Phillip E. Adams, Jr.
Attorney, Adams, Umbach, Davidson & White
Opelika, Alabama

Richard E. Babington
Retired
Montgomery, Alabama

A. Bowen Ballard
Chief Executive Officer, Ballard Realty Company
Montgomery, Alabama

Patricia W. Barnes
Vice President and Founder, Sister Schubert’s Homemade Rolls
Luverne, Alabama

H.E. Cauthen, Jr.
President and Chief Executive Officer, The Cauthen Companies
Montgomery, Alabama

Boyd E. Christenberry
Retired Executive Vice President, Marketing, ALFA Insurance Corporation
Montgomery, Alabama

George H. Clay
President, Clay & Associates, Inc.
Tuskegee, Alabama

Augustus K. Clements, III
Managing Partner, Clements Financial Group;
Director, The Colonial BancGroup, Inc.;
Director, Colonial Bank
Montgomery, Alabama

Charles E. Gray
Chairman of the Board, Colonial Bank Chilton County
Clanton, Alabama

John E. Hamilton III
Chief Executive Officer and President, Corporate Lending for Alabama
Montgomery, Alabama

Robert E. Lowder
Chairman of the Board, Chief Executive Officer, The Colonial BancGroup, Inc.;
Chairman of the Board, Chief Executive Officer, Colonial Bank
Montgomery, Alabama

Gordon G. Martin
Vice President Southern Division, Alabama Power Company
Montgomery, Alabama

John Ed Mathison, D.M.
Senior Minister, Frazer Memorial United Methodist Church;
Director, The Colonial BancGroup, Inc.
Montgomery, Alabama

Joe D. Mussafer
President, Montgomery Beverage Company;
Director, The Colonial BancGroup, Inc.
Montgomery, Alabama

William E. Powell, III, Ph.D.
Executive Vice President, Alabama Cattlemen’s Association;
Director, The Colonial BancGroup, Inc.;
Director, Colonial Bank
Montgomery, Alabama

Jack F. Rainer
Owner, Career Personnel
Montgomery, Alabama

Edward V. Welch
Chairman of the Board, Welch, Hornsby & Welch, Inc.;
Director, The Colonial BancGroup, Inc.
Montgomery, Alabama

Ronnie J. Wynn
Managing Member, RJW Consulting, LLC
Montgomery, Alabama

South Florida

Barton S. Goldberg
Chairman of the Board, Colonial Bank South Florida
Miami Beach, Florida

Willy A. Bermello
President, Bermello, Ajamil & Partners, Inc.
Miami, Florida

John C. Bills
Chief Executive Officer and President, John C. Bills Enterprises
Palm Beach Gardens, Florida

Rafael I. Bru
Chief Operating Officer & Executive Vice President, Ladex, LLC
Miami, Florida

Casey Cummings
President, RAM Development Co.
Palm Beach Gardens, Florida

Agustín García Hernández
Retired Banker; Honorary Consul for the Republic of Panama
Madrid, Spain

Reginald M. Hayden, Jr.
Attorney, Hayden & Milliken, P.A.
Miami, Florida

Robert L. Jamerson, Jr.
Partner, Jamerson, Sutton and Surlas, LLP
Coral Gables, Florida

Ambassador Luis Lauredo
President, Hunton & Williams International, LLC,
Miami, Florida

Philip Levine
President, Baron Corp.
Miami Beach, Florida

Robert E. Lowder
Chairman of the Board, Chief Executive Officer, The Colonial BancGroup, Inc.;
Chairman of the Board, Chief Executive Officer, Colonial Bank
Montgomery, Alabama

Alfred N. Marulli
President, David Associates Real Estate Developers
West Palm Beach, Florida

Hillel Meyers
Chairman of the Board, Star Island Development Corporation
Kissimmee, Florida

Olga I. Nodarse
President, Superavit, Inc.
Miami, Florida; Paris, France

Alan Ojeda
Owner and President, Rilea Group, Inc.
Miami, Florida

Craig Robins
President, Dacra Development Corporation
Miami Beach, Florida

Irene Sãez Conde
Director of Public Relations, Venezuela Sin Limites
Miami, Florida

Israel Velasco
Chief Executive Officer and President, Colonial Bank South Florida
Miami, Florida

Southwest Florida

Robert M. Taylor
Chairman, The Mariner Group, Robb & Stucky;
Chairman of the Board, Colonial Bank Southwest Florida
Ft. Myers, Florida

Frank D’Alessandro
Partner, D’Alessandro & Woodyard Commercial Team
Ft. Myers, Florida

Kim Anderson
Vice President, Oswald, Trippe & Co.
Naples, Florida

Vin De Pasquale
President, Dock 5, Inc.
Naples, Florida

Lynn A. Kirby, P.E.
Chief Executive Officer and President, A-1 Shelters, Inc.
Cape Coral, Florida

Robert E. Lowder
Chairman of the Board, Chief Executive Officer, The Colonial BancGroup, Inc.;
Chairman of the Board, Chief Executive Officer, Colonial Bank
Montgomery, Alabama

Harlan C. Parrish
Chief Executive Officer and President, Colonial Bank Southwest Florida
Bonita Springs, Florida

Steven H. Pontius
Executive Vice President, Waterman Broadcasting
Ft. Myers, Florida

Steven C. Shimp
President, Owen-Ames-Kimball Co.
Ft. Myers, Florida

Thomas Taylor
Chief Executive Officer and President, Hole Montes, Inc.
Naples, Florida

Gary Wolter
President, The Wolter Group
Ft. Myers, Florida

Texas

Joe Alcantar
President, Pegasus, Texas Construction, LP
Dallas, Texas

Rhett D. Bentley
President, Landmar Resources, Inc.
Dallas, Texas

Patrick Q. Crow
Attorney, Clay & Crow, LLP
Dallas, Texas

Clint J. David
Attorney, David, Goodman & Madole
Dallas, Texas

Tom Davis
President, The Concorde Group, Ltd.
Dallas, Texas

Dennis M. Elmore
President, Flagship Sales & Marketing, Inc.
Carrollton, Texas

Malcolm Holland
Chief Executive Officer, Colonial Bank Texas
Dallas, Texas

Margaret H. Jordan
Executive Director for Corporate Affairs, Texas Health Resources
Arlington, Texas

H. Craig Kinney
President, Kinney Properties
Dallas, Texas

D. Kent Lance, Jr.
Partner, Hill Partners
Austin, Texas

Joe C. Longbotham
President, Cardinal Capital
Dallas, Texas

Robert E. Lowder
Chairman of the Board, Chief Executive Officer, The Colonial BancGroup, Inc.;
Chairman of the Board, Chief Executive Officer, Colonial Bank
Montgomery, Alabama

Ray Washburne
President & Chief Executive Officer, Charter Holdings
Dallas, Texas

William Wells
President, Beer Wells Real Estate
Dallas, Texas