Colonial Investment Services, Inc. has made term life insurance products available by developing several relationships with some of the top insurance companies in the industry. We have term life insurance with level premium guarantee periods available for 10, 15, 20 and 30 years. This means the insurance premium does not go up during these years, and the option to convert to permanent insurance during the level guarantee period is available. Coverage may remain in place through age 95. We also have plans available called "simplified issue" that require no physical examination. The underwriting is simplified, and coverage is generally approved and issued within 2 weeks. Fully underwritten term coverage is also available.

 

NOTE: Insurance products are not bank deposit products and are neither the obligation of nor guaranteed by the financial institution where they are offered. The products are not insured by the Federal Deposit Insurance Corporation or any other agency of the United States.